Call Us (919) 833-3803 Español ☰ ˟
Logo
Español Call Us (919) 833-3803
  • Home
  • Get a Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Automobile Insurance Home
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
      • Homeowners Insurance Quote
    • RentersImage of right arrow
      • Renters Insurance Home
      • Renters Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability Quote FormImage of right arrow
        • General Liability Insurance
      • Business Owners (BOP) Quote FormImage of right arrow
        • Business Owners Policy
      • Workers Compensation Quote
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
      • Recreational Vehicle Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Home
      • Life Insurance Quote
    • UmbrellaImage of right arrow
      • Personal Umbrella Insurance
      • Umbrella Insurance Request
    • Watercraft & BoatImage of right arrow
      • Watercraft & Boat Insurance Home
      • Watercraft Insurance Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location(s)
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Recreational Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Homeowners Insurance in Clayton, Willow Springs, Raleigh, & Cary NC

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form

Homeowners Insurance Information

Homeowners Insurance in Clayton, Willow Springs, Raleigh, & Cary NC

Coverage for Homeowners Across North Carolina 


Just the idea of home can be comforting, as it’s a place you go at the end of the day to rest, create and grow. Whether you live on your own or are raising a family, you will need to protect your home with a dependable home insurance policy. A single bad storm could cause thousands of dollars in damage to your home, making it difficult to recover. Home insurance helps take some of that financial burden so you don’t have to bear it alone. 

Since 1967, Nobles Insurance Agency has been dedicated to serving North Carolina homeowners with caring customer service and reliable insurance knowledge. Our agents will help you find and tailor a policy geared to cover your home and your family. 

What Does Home Insurance Cover? 

  • A basic home insurance policy may include coverage for: 
  • Dwelling: Dwelling coverage provides compensation for damages to your physical home and its attached structures (such as attached garages) in case of fire, wind, hail, lightning, smoke, explosions, falling objects, vandalism and more. 
  • Personal Belongings: Personal belongings coverage provides compensation for damages to your personal items in case of fire, theft, vandalism and more. You may also need additional coverage for expensive items like jewelry, furs and art. 
  • Liability: Liability insurance on a home insurance policy covers property damage and bodily injury that may occur to someone else on your property. If someone falls down your stairs, for example, their medical bills can be covered under liability insurance. It also covers against potential lawsuits.
  • Additional Living Expenses: Additional living expenses cover costs relating to temporarily moving in case the home is rendered uninhabitable due to an accident. 

How Much Home Insurance Do I Need? 

Every home is different and thus needs different limits of home insurance. In general, it’s recommended that you carry at least 80% (though preferably 100%) of your home’s total replacement cost value in home insurance. Your home’s total replacement cost value is how much it would take to completely rebuild your home after a disaster, including building and material costs. 

Contact a Nobles Insurance Agency agent to discuss the limits you need on your home insurance policy.

Protect Your Home Today 

Protect your home with a reliable home insurance policy today. Call Nobles Insurance Agency at (919) 833-3803 or fill out an online quote form to get started. 

Common Home Insurance Questions 

 

How Does Homeowner’s Insurance Work? 

When you purchase a home insurance policy, you generally pay monthly premiums in return for coverage. If an accident occurs that is covered under your policy, you can file a claim to receive compensation from your insurer. A claims adjuster from the insurer will investigate the claim and calculate how much compensation you may receive. Once the claim is approved, you may receive compensation. 

How Much Does Home Insurance Cost? 

The cost of home insurance varies depending on your location, claims history, credit score, value of the home, coverage limits and other factors. Fill out an online quote form to find out how much you can save on home insurance today. 

What Home Insurance is Required by Law? 

Contrary to popular belief, home insurance is not generally required by state or federal laws. Home insurance may be required by your mortgage lender, however. Even without this requirement, home insurance is crucial for keeping your home—and everything in it—safe in case of an accident.

Other Insurance Products:

  • Auto Insurance
  • Business Insurance
  • Life Insurance
  • Recreational Insurance

Contact Us Today!
(919) 833-3803

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

Clayton
11687 US 70 Business
Clayton, NC 27520

Willow Spring
2115 NW Hwy 42 E
Willow Spring, NC 27592

Raleigh
557 Pylon Drive Suite A
Raleigh, NC 27606

Cary
501 Pinner Weald Way Cary
Suite 102
Cary, NC 27513

© Copyright. All rights reserved. | Powered by Insurance Website Builder